Zerco's Health-eCard™ is a health care solution that bridges the gaps between providers and networks without changing legacy systems.

Health care is not a problem in the United States. Our doctors are some of the worlds finest. The problem in our country is the business of health care. Health care systems spend between 10% and 30% of all health care dollars on administration.

Zerco's Health-eCard™ System provides the opportunity to reduce administrative costs and to practice better medicine.

Zerco's Health-eCard™ business model enables both physicians and hospital networks to monitor their medical performance and improve upon their own successes or failures with real information in real time. By reviewing outcomes information based on their own performance, networks can significantly reduce costs and improve patient care.

Zerco's Health-eCard™ system improves the delivery and distribution of information and lowers the cost of providing services and benefits by merging databases onto one standard card for claims submission, direct billing and claims processing. The system facilitates the extraction and addition of patient information, eliminates the duplication of services and diagnostic testing, maintains the privacy of the physician and patient relationship while interfacing with existing office hardware and software systems.

"Information stored on the Health-eCard is
protected by Zerco's unique encryption process."

Key Features of the Health-eCard:

• Credit card size; stores easily in wallet
• Permanent, secure record/audit trail
• Biometric controlled authentication required
• Extremely durable, nol affected by:

- Magnetic fields
- Static electricity
- Extreme temperatures

• Immediate access to health record
• Stores images:

- X-rays
- CT
- MSI

• Multifunction Health-eCard allows:

- Optical encrypted storage
- Smart card options
- Magnetic stripe options
- Custom color imaging

• Data storage options up to 4 MB of data

Benefits of Health-eCard System:

- Insurance carrier:

1. Medicaid/Medicare
2. HMO
3. PPO
4. Indemnity
5. Direct Contract

- Performs on-line verification of eligibility
- Reveals parameters of policies to individual service providers prior to services being rendered

Example:

Risk Prevention/Loss Management:

• Reduces redundant handwriting, paperwork, filing, duplication of data
• Eliminates confusion over illegible prescription handwriting
• Quick patient entry and billing; pre-established electronic submission documents save time and money
• Diagnosis, drugs, treatment plans, CPT codes, diagnostic criteria, informed consent all readily available
• System integrates easily into any office work flow
• Comprehensive information is printed off the card, such as a history, RX, DX, examination visits
• Alerts physicians to lab test results which need to be communicated to patients
• Alerts physicians to tests and vaccines due

Critical medical records are currently stored in paper charts or electronic databases that are unique to the caregiver. This severely limits the availability of essential data and promotes fragmentation.

• The Health-eCard™ System bridges the gap within the divided health care industry by delivering lifesaving data from various providers in real-time.
• The Zerco Health-eCard™ System is a powerful care coordination tool for the health care industry.

Zerco's patented image encryption process protects the sensitive medical information carried on the card, protecting the patient in the event of loss, theft, attempted fraudulent use or modification of the card. Biometrics such as a fingerprint, photograph or signature, are promoting and utilizing absolute identification and controlled access to patient information, in addition to a PIN.

The Health-eCard™ System recognizes medical information as private and sensitive. High-level encryption is employed on the card and the database to ensure security. Biometrics, such as electronic fingerprint scans and digital signatures are used in the system providing security, patient identification and authorization to access patient records, safeguarding HIPAA compliance.

Please feel free to contact us for further information!